Manifest

9 Freebornes Court, Witham, Essex CM8 2BL

Contact: Paul Hewitt

Tel: 013 7650 3500

Email: paul.hewitt@manifest.co.uk

___________________________________________

Marks & Spencer Money

Kings Meadow, Chester Business Park, Chester, CH99 9UT

Contact: Paul Shingler

Tel: 0124 466 6355

Email: Paul.Shingler@mandsmoney.com

Web: www.marksandspencer.com/money

___________________________________________

Medical and Professional

36 Woodmancote, Dursley GL11 4AQ

Name: Annette Williams

Tel: 0845 418 6056

Email: annette@medpro.co.uk
Web: www.medpro.co.uk

Comprehensive financial advice covering all aspects of personal and corporate financial issues including savings, pensions, IHT, protection, health, longterm care and equity release. Ethical funds encouraged for all investment types. Initial consultations offered free of charge with confidentiality assured. Commission or fee charging available.

____________________________________________________________

Marwyn Investment Management LLP

11 Buckingham Street, London WC2N 6DF

Contact: James Corsellis, Director

Tel: 020 7004 2700
Fax: 020 7004 2701

Email: jamescorsellis@marwyn.com
Web: www.marwyn.com

___________________________________________

Mercer Investment Consulting

Tower Place, London EC3R 5BU

Contact: Rebecca Dixon

Tel: 020 7481 1528
Fax: 020 7977 8899

Email: rebecca.dixon@mercer.com
Web: www.merceric.com

Mercer Investment Consulting is a leading global provider of investment consulting services, and offers customized guidance at every stage of the investment decision, risk management, and investment monitoring process. We have been dedicated to meeting the needs of clients for more than 30 years, and work with the fiduciaries of pension funds, foundations, endowments, and other investors in some 35 countries.
___________________________________________

Morgan Stanley & Co International Limited

25 Cabot Square, Canary Wharf, London E14 4QA

Contact: Angela Dean, Managing Director

Tel: 020 7056 1264
Fax:

Email: angela.dean@morganstanley.com
Web: www.morganstanley.com

Morgan Stanley is a global financial services firm and a market leader in securities, investment management, and credit services. With more than 600 offices in 28 countries, Morgan Stanley connects people, ideas and capital to help clients achieve their financial aspirations.

Morgan Stanley's core values include:

• Integrity – Doing the right thing with the highest ethical and business standards.
• Excellence – Performing to our highest standard as core to our brand reputation and our customers' experience.
• Entrepreneurial Spirit – Recognising and rewarding truly inventive initiative, risk-taking and the will to realize exceptional value.
• Respect for Individuals and Cultures – Demonstrating our commitment to listening, understanding and appreciating the views of others, and the diversity around the world.
• Teamwork – Finding greater value in co-operative efforts, fuelled by individual initiative and the spirit of partnership with colleagues and clients.

In 2002, Morgan Stanley created an Environmental Committee endorsing an Environmental Policy Statement for the Firm. This initiative recognises the need for us to be environmentally aware in how we conduct ourselves and our business.

In May 2005, Morgan Stanley was top investment bank for the third consecutive year, and 25th overall, in the Financial Times's “50 Best Workplaces in the UK". The Financial Times commended Morgan Stanley for a number of specific efforts including its gender programme and the Firm's Work-Life Balance initiative.

Morgan Stanley is committed to acting as a responsible company to enhance the quality of life in its local communities. In the UK, the Firm provides financial support to educational, social service and other charitable organisations in the Tower Hamlets and Newham areas of London. The Firm also encourages employees to become actively involved in the community via a variety of initiatives and schemes.
___________________________________________

Morley Fund Management

1 Poultry, London EC2R 8EJ

Contact: Steve Waygood, Head of SRI Engagement

Tel: 020 7809 6000
Fax: 020 7489 7940

Email:
Web: www.morleyfm.com

Based at No.1 Poultry Morley Fund Management is the Fund Management arm of CGNU, one of Europe's largest Life and General Insurers, with assets of £105bn in the UK and £200bn globally. Morley Fund Management are committed to integrating socially responsible investment principles into mainstream fund management in addition to managing a leading range of Sustainable Investment Funds.

In addition to managing 7 UK-based and 2 Luxembourg-based SRI funds, Morley Fund Management are committed to a systematic process of social and environmental corporate engagement. This is reinforced by Morley's corporate governance voting policy that for the first time in the UK requires FTSE100 companies to publish robust environmental statements as part of their annual report and accounts.

Members of the 10-strong Morley team have been managing SRI funds for over ten years with an enviable financial track record, including 5 micropal awards.

The parent company, CGNU constantly strives to improve its own environmental performance and this year published what we believe to be the UK's first Corporate Social Responsibility report from a finance sector company.

For further information please contact Noel Smyth, 0207 809 8197 or visit www.morleyfm.com
___________________________________________

Dr Andy Mullineux

The Birmingham Business School, Ashley Building Rm 115, Edgbaston Park Road, Birmingham B15 2TT

Contact: Dr Andy Mullineux
Tel: 0121 414 6642
Fax: 0121 414 6238

Email: a.w.mullineux@bham.ac.uk
Web: www.bham.ac.uk

Director of Money, Banking and Finance Programmes in the Department of Economics, University of Birmingham. Responsible for the undergraduate and postgraduate programmes in these fields and teaches courses on international banking to the participants in them.

Research interests include monetary and banking policy, business cycles, small and medium sized enterprise financing and financial sector reform in transforming and developing economies.
___________________________________________